📕 subnode [[@vera-logseq/discrimination in digital finance]]
in 📚 node [[discrimination-in-digital-finance]]
- Poor people have less access to resources
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without an ID you can't buy certain scheduled subtstances e.g. alcohol, nicotine
- while these substances are unhealthy, limiting their access is still kinda cringe imo, but I'm not exactly offering any solutions to fix it
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An ID costs money and is [[fiscally restrictive]] to those who can't afford it
- there exists programs which help pay for these things but they aren't readily available/advertised
- in order to gain access to [[financial services]] the user must enlist the help of their friends or resort to obtaining false documentation
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certain kinds of [[digital instruments]] are limited in their accessibility according to their classification
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[[cashapp]]/[[venmo]] cards and other cards classified as "prepaid" don't allow you to transfer money on sites that might be considered fiscally risky.
- these cards are often used as the primary bank and debit card of lower income people. limiting their access because of their status is categorically discriminatory
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examples
- crypto
- gaming
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[[cashapp]]/[[venmo]] cards and other cards classified as "prepaid" don't allow you to transfer money on sites that might be considered fiscally risky.
Backlinks
- started using [[chime]] as my main bank today because of [[discrimination in digital finance]]
Backlinks last generated 2022-01-28 07:55:20
📖 stoas
- public document at doc.anagora.org/discrimination-in-digital-finance
- video call at meet.jit.si/discrimination-in-digital-finance