# Collaborative financing > Collaborative financing consists of pooling money from individuals, > the community, and the wider public to finance common wealth. > > – [[Free, Fair and Alive]] > Historically, collaborative financing has included such models as [[mutual credit societies]] and [[insurance pools]], [[cooperative finance]], [[community-controlled microfinance]], and [[local currencies]]. > > – [[Free, Fair and Alive]] > In recent times, [[crowdfunding]] has been taken these capacities to new levels in both small and very big projects. > > – [[Free, Fair and Alive]]